The Kerala state has its own Chit Fund Act implemented in the year, A literature review is a critical analysis of published sources, or literature, on a particular topic. Commercial banks receive deposits from the public and use these deposits to give loans. Commercial banks preserve the wills of their customers as trustees and execute them after their death as executors. The informal financial seclor operateti outside the penumbra of the state machinery.

A literature review is an evaluative report of information found in the literature related to your selected area of study. Srivastava viewed that all these characterisations had various shortcomings. Commercial banks provide facility of safety vaults or lockers to keep valuable articles of customers in safe custody. He asserted that many of the so-called direct and indirect control, which appeared on paper, are hardly exercised or implemented in practice. We assume that you have made sense of the literature, and that you know the role of the literature.

Your search stops here. And it was also found that the number of private chit funds, which run chitties according to Kerala chit fund Act, were less in number due to the stringent procedures imposed by the Office. An Overview for Graduate Students.

literature review on ksfe

As a result the number of chit funds registered with the Registrar of chit funds, Government of Kerala is very less. All these firms are considered as informal credit intermediaries. The period of the study for evaluation of performance is from toa little more than a decade.

They have taken two categories of Banks Public and Private Sector.

In the category of best old private sector banks, reviee magazine ranks the Jammu and Kashmir Bank and Karur Vysya Bank as the first best and second best. It was stated that NBFl’s Non Banking Financial Intermediaries in the Philippines were subjected to regulation relating to minimum capital and reserve requirements and their horl.


Fixed deposits refer to those deposits, in which the amount is deposited with the bank for a fixed period of time.

The conclusion points to a convergence in performance between public and private sector banks in the deview era, using financial measures of performance D’souza in his study evaluated the performance of Public sector, private sector and foreign banks during the period to This guide is an introduction to the basics of conducting a literature review litefature the social sciences, with a focus on education.

Among them neighbours, friends and relatives are the most important source of informal credit. And it is not correctly given that from which regulation or legal purview that they are independent.

literature review on ksfe

According to them non-existence of regulation was the distinctive characteristic of informal credit markets. Customers have to pay interest to the bank on the amount overdrawn by them. The borrower may withdraw any amount within his credit limit and interest is charged on the amount actually withdrawn.

literature review on ksfe

These deposits combine features of both current account deposits and fixed deposits: They should prefer noninterest income sources. It did not extend to the asset side of the i alancesheer of NBFIs. A literature review is a text of a scholarly paper, which includes the current knowledge including substantive findings, as well as theoretical and methodological.

literature review on ksfe

A literature review may constitute an essential chapter of a thesis or dissertation, or may be a self-contained review of writings on a subject. Statistical techniques like Ratios, Percentages, Compound Annual rate of growth and averages are computed for the purpose of meaningful comparison and analysis.

These deposits refer to those deposits which are repayable by the banks on demand: The informality and flexibility of operations alone will be insufficient to use as a criterion to define informal credit market since firms coming under this head may be different from one another with regard to informality of their operations.


One of the key features of their framework was that they included corporate segment in the definition of informal credit markets, because opting out the corporate sector from the framework may leave out chit funds from the definition of informal sector. In order to arrive at such a conceptual literaturf various approaches need to be examined. The Kerala state has its own Chit Fund Act implemented in the year, Defining the informality of the informal credit markets is beset with theoretical and conceptual problems.

Literature review on ksfe. This handout will explain what literature reviews are and offer insights into the form and construction literature reviews.

literature review on ksfe

They buy and sell foreign exchange on behalf of their customers and help in promoting international trade. In the light of these stringent regulatory framework Non-banking Financial Companies are considered lterature Formal sector in the conceptual framework. Banks provide the facility of economical and easy remittance of funds from place-to- place with the help of instruments like demand drafts, mail transfers, etc.

(DOC) Literature review INTORDUCTION: Review of | Syed Faiyaz –

According to Peattie ‘informal sector’ is an exceedingly fuzzy concept widely used by different groups for different and even conflicting purposesbut none of them serves adequately as a tool of analysis or as a framework for developing policy; and the concept has little analytical or operational value’. This workshop is designed to introduce the process of literaure, researching. A literature review is a critical analysis of published sources, or literature, on a particular topic.