PRADHAN MANTRI JAN DHAN YOJANA ESSAY IN TELUGU

By allowing direct money transfer into bank accounts, the scheme is likely to cut down on corruption. The PMO had sent out over 7. This will alert our moderators to take action. Click here to cancel reply. It is a good scheme overall. Never miss a great news story!

Vakeel basha October 1, at 6: The Hindi nomenclature of the scheme has also been criticized. It is a good scheme overall. Interest is on deposit. This will alert our moderators to take action. Retrieved 29 August The account balance in these accounts may not exceed INR at any point in time.

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Pradhan Mantri Jan Dhan Yojana – Wikipedia

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Pradhan Mantri Jan Dhan Yojana

Engaging business correspondents BCs: Person who do not have valid identification document can also open bank account. This will alert our moderators to take action.

pradhan mantri jan dhan yojana essay in telugu

The account holder will also be provided life insurance cover of INR 30, for accounts opened before January 26, and an accidental relugu cover of INR 1 lakh. Notify me of follow-up comments by email.

The government is looking at the modalities and may make an announcement on August 15, the official said.

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pradhan mantri jan dhan yojana essay in telugu

To see your saved stories, click on link hightlighted in bold. Slogan of the Scheme is “Mera Khatha, Bhagya Vidhatha meaning “My account brings me good fortune” [6] The scheme was launched after the failure of previous such schemes including Swabhimaan. By using this site, you agree to the Terms of Use and Privacy Policy.

More articles from Sujatha:. The Prime Minister said that with the launch, the momentum of inclusive financial networking should gain momentum Gadi apne aap chalne lagti hain. Vakeel basha October 1, at 6: Banking for all to end “financial untouchability ” “.

In addition, while the Indian Government was actively attempting to promote financial inclusion through this scheme, the Reserve Bank of Indiapermitted banks to charge customers for conducting ATM transactions beyond a certain number of times per month.

The prime minister topped up each account with life insurance cover of Rs 30, adding to the Rs 1 lakh accidental insurance benefit already available under the account that will come bundled with a Ru-Pay-enabled debit card.

The scheme has been criticized by opposition as an effort to please voters that has created unnecessary work-burden on the public-sector banks. Find this comment offensive? However, this move was condemned by all opposition parties and even faced backlash from people.

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August 29, Updated on: A woman with strong opinions. All that shall be required to open these accounts is a self-attested photograph and the signature or thumb print of the person applying for the account. Foul language Slanderous Inciting hatred against a certain community Others. Foul language Slanderous Inciting hatred against a certain community Others. Opening of no-frills accounts: Never miss a great news story!

While the programme has made significant headway towards genuine financial inclusion, it is clear that improving policy communication, widening and deepening progress in low-income states, and ironing out the kinks in the bank-agent model will be crucial if these hard-fought gains are to prove sustainable.

This reduces delay and leakage to get service. But how far it is specific, it is yet to be known. Retrieved 19 February Find this comment offensive?